Aditya Agarwal

Chartered Accountant (ICAI, ICAEW) | Vice President at Bank of America | Corporate Audit | Subject Matter Expert for Credit Risk in Asia Pacific | M.Com | FRM | Certified Fraud Examiner (CFE) | CISA | CAIIB

17.7

Years of Experience

Education

icaew, calcutta university kolkata, the institute of chartered accountants of india, the bhawanipur education society college

Companies

bank of america, bank of america, crisil, icici bank, kotak mahindra bank, kotak mahindra bank, singhi co., doshi chatterjee bagri co.

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Experience

2017 - Present
bank of america
Vice President
Corporate Audit, Asia Pacific - Subject Matter Expertise for Credit Risk. Key responsibilities include audit coverage for credit risk function (end to end processes) including risk assessment of the credit universe, engagement with regional stakeholders both first line and second line, dealing with regulatory queries during inspection, leading a team for executing audits.
2015 - 2017
bank of america
Assistant Vice President
2013 - 2015
crisil
Manager, Risk solution
Risk management, Risk policy framework, Model development, Domain for Credit Risk Evaluation (S&P product). Lead projects for client service in credit risk areas such as laying out Credit risk framework, Credit Risk policy and Credit manual for retail and corporate products, developing rating model and scorecard for retail and corporate borrowers and validation for Banks in India and other countries.
2010 - 2013
icici bank
Manager
In depth credit evaluation and risk assessment and rating for Large Corporate portfolio in Western India for several industry segments, such as Textile, Oil & gas refining and marketing companies, Telecom, Plastics & Plastic products, Petrochemicals; Chemicals; and Education, and two large groups.
2008 - 2010
kotak mahindra bank
CHIEF MANAGER- CREDIT in Commercial Banking Group
Credit underwriting and risk rating for borrowers of Small and Medium Enterprises for all the credit facilities, proposal representation in Credit Committees and Management Committees, finalization of the terms in offer letter and validation of the terms in loan agreement, credit continuous monitoring and support recovery team.
2006 - 2008
kotak mahindra bank
Senior Manager
Underwriting and approval of loans for Commercial vehicles and construction equipment in West Bengal and Orissa, and working capital need of the transporters; portfolio monitoring and assisting on recovery of the loans with collection manager; validating credit terms before disbursement; managing team and imparting training to sales officers and operations for credit quality.
2005 - 2006
singhi co.
Audit Manager
Audit assignment on individual and group assignment.
2004 - 2005
doshi chatterjee bagri co.
Assistant Manager

Experience

16 Skills

auditing

banking

C (Programming Language)

Data Analysis

Excel

internal audit

Internal Audits

Microsoft Excel

Microsoft Office

Portfolio Management

Product Management

product manager

Retail

Risk Management

SAP

Stakeholder Management

Education

2021 - 2021
icaew
ICAEW Chartered Accountants
2002 - 2004
calcutta university kolkata
Master's degree
Master in Commerce
2000 - 2005
the institute of chartered accountants of india
Chartered Accountant
Accountancy and Auditing
1998 - 2001
the bhawanipur education society college
Bachelor of Commerce (B.Com)
Accountancy and Commerce