About

Manikandan K is a highly experienced Senior Software Engineer with over 10 years of work experience in banking, specializing in Card issuance, Cards Payments, and Switch systems. He has a strong background in FIS Products like Cortex Debit Switch, Cortex Credit Switch, IST-Card Issuance System, Card Inventory System, and APPLE/MADA Pay, with over 5 years of working experience. Manikandan has extensive knowledge of Credit Cards Processing, MADA (KSA), VISA, and MASTERCARD EMV specifications for Data Preparation, Card Issuance, and Personalization process. He is also well-versed in ISO 8583 messaging protocols, Business and Operational Process of Prepaid, Debit, and Credit Card portfolios, MBI (Mumber Bank Interface), and Card life cycle management. Furthermore, Manikandan has experience working with Cortex API and other FIS depend on products (FIS clearing/payment monitoring). He has expertise in Cortex Authorization rule and processing, Product setup, Risk Rule, and VAT/fees, NFC, Contactless, Tokenization based on transactions, and Cortex Recon (Merchant, Clearing). He has implemented the Credit Card EOD process and has knowledge of HCE (APPLE/MADA Pay), APEX 3D secure, FDS - Fraud Navigator, and JMS MQ with SMS and OTP notifications. Manikandan is currently working as a System Analyst at emcrey, where he is responsible for Card issuance, Cards Payments, and Switch system. He has worked with Samba Financial Group as a System Analyst (IST/Cortex) support/development, where he managed Debit Cards Management System - Cortex, EMV Card Issuance Project - Contactless Card implementation, Quality Assurance and compliance, Client Engagement, Applications Development and Maintenance, and Software testing and validation. He has also worked with Wirecard as a Senior Software Engineer. Manikandan holds a Master of Computer Applications - MCA from St. Mary's School Of Management Studies and a BSC in Computer Application from Selvamm college of arts and science. He also has a B.Sc in Arts and Science from Selvamm College. In summary, Manikandan K is a highly skilled Senior Software Engineer with relevant experience of 12.95 years. His expertise in Card issuance, Cards Payments, and Switch systems, FIS Products, and ISO 8583 messaging protocols make him an asset to any organization in